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Home Equity Loans Learn More

Type Approx. Term Rate APR
Fixed Rate/Term 5-Year 5.50% 5.781%
Fixed Rate/Term 7-Year 6.50% 6.708%
Fixed Rate/Term 10-Year 7.50% 7.654%
Fixed Rate/Term 15-Year 7.99% 8.146%
Variable Rate Home Equity Line of Credit (HELOC)      Current APR 8.31%**

(Rates as of February 01, 2024)

APR = ANNUAL PERCENTAGE RATE. All rates are subject to change without notice. Rates disclosed are the lowest available based on a 1st lien position loan in the amount of $50,000. Actual rates may differ based upon on the type of loan, term of loan and member credit worthiness. All loan approvals are subject to Timberland FCU Lending Policies and Procedures. You should consult a tax adviser for information regarding the deductibility of interest and charges on Home Equity Loans. Maximum Loan-to-Value (LTV)=80%.

** Rate is subject to change semi-annually in January and July. Rate is based on the 6 Month T-Bill Rate plus a margin and a ceiling of 15%.