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Deposit Rates Learn More

Account Minimum Deposit Savings Rate Annual Percentage Yield
Share Savings $5.00 0.025% 0.03%
Share Draft Checking $0.00 0.00% 0.00%
Christmas Club $0.00 0.50% 0.50%
IRA Savings $250.00 0.50% 0.50%
90-Day Share $1,000.00 0.375% 0.38%

Money Market Shares Rates Learn More

Tier Minimum Deposit Balance Savings Rate Savings APY*
Regular $1,000.00 0.05% 0.05%
Gold $5,000.00 0.05% 0.05%
Platinum $10,000.00 0.05% 0.05%
Timber $25,000.00 0.50% 0.50%

Current Term Share Certificate Rates Learn More

Certificate Type Minimum Deposit Savings Rate Savings APY*
6-Month Term Share Certificate $1,000.00 0.499% 0.50%
1-Year Term Share Certificate $500.00 1.492% 1.50%
18-Month Term Share Certificate $500.00 1.640% 1.65%
2-Year Term Share Certificate $500.00 1.739% 1.75%
3-Year Term Share Certificate $500.00 1.985% 2.00%
5-Year Term Share Certificate $500.00 2.231% 2.25%
7-Year Term Share Certificate $500.00 2.477% 2.50%
Market Index Certificate $500.00 Per DJIA** Per DJIA**
90-Day IRA Certficate2 $1,000.00 0.379% 0.38%
6-Month IRA Certficate2 $500.00 0.50% 0.50%
1-Year IRA Certficate2 $500.00 1.487% 1.50%
18-Month IRA Certificate2 $500.00 1.640% 1.65%
2-Year IRA Certificate2 $500.00 1.739% 1.75%
3-Year IRA Certificate2 $500.00 1.985% 2.00%
5-Year IRA Certificate2 $500.00 2.231% 2.25%
7-Year IRA Certificate2 $500.00 2.477% 2.50%

 

(Rates as of August 19, 2019)

Dividends Paid Quarterly *APY=Annual Percentage Yield