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Rates Current as of

Current Loan Rates

Real Estate Loans	Approx. Term*	APR**
First Mortgage	Click Here For Today's Rates
Home Equity Line of Credit (Variable)	15 Years	Currently 3.29%
Consumer Loans	Approx. Term*	APR**
New Vehicle Previous, Current, or newer Model years with less than 10,000 miles	0-24 Months	2.49 ~ 11.99%
	25-36 Months	2.99 ~ 12.49%
	37-48 Months	3.49 ~ 12.99%
	49-60 Months	3.75 ~ 13.25%
	61-72 Months	5.99 ~ 15.49%
Used Vehicle Maximum Terms Based on Model Year and Vehicle Value	0-24 Months	2.99 ~ 12.49%
	25-36 Months	3.49 ~ 12.99%
	37-48 Months	3.75 ~ 13.25%
	49-60 Months	3.99 ~ 13.49%
	61-72 Months	6.99 ~ 16.49%
Recreational Vehicles
Model Year 2006-2011	0-60 Months	5.99 ~ 15.49%
Model Year <2006	0-60 Months	6.99 ~ 16.49%
Signature (Unsecured)	72 Months	8.40 ~ 17.90%
Overdraft Protection		8.40 ~ 17.90%
Credit Union Better Choice***	90 Days	15.00 ~ 18.00%
Share Secured	Call For Rates & Terms
CU Student Loan	72 Months	8.00 ~ 17.00%
Visa Credit Card		Click for Tabular Disclosure

* Approximate Terms are based on type of loan, collateral value, amount borrowed and member credit worthiness.

** APR = ANNUAL PERCENTAGE RATE. All rates are subject to change without notice. Rates disclosed are the lowest available. Actual rates may differ based upon on the type of loan, term of loan and member credit worthiness. All loan approvals are subject to Timberland FCU Lending Policies and Procedures.

*** Credit Union Better Choice loan has an application fee of $20. Other conditions and restrictions apply.