|
Rates Current as of
07/14/2008
- Current Dividend Rates
- Dividends Paid Quarterly
| Account |
Minimum Deposit |
Savings Rate |
Savings APY* |
| Share Savings |
$5.00 |
1.00% |
1.01% |
| Share Draft Checking |
$0.00 |
0.15% |
0.15% |
| Christmas Club |
$0.00 |
1.00% |
1.01% |
| IRA Savings |
$10.00 or $250.001 |
2.50% |
2.52% |
|
90-Day Share |
$1,000.00 |
2.24% |
2.25% |
|
Money
Market Share |
$1,000.00 |
0.99% |
1.00% |
| $2,500.00 |
1.24% |
1.25% |
| $10,000.00 |
1.49% |
1.50% |
| $25,000.00 |
1.74% |
1.75% |
| $50,000.00 |
2.23% |
2.25% |
- Current Term Share Certificate Rates
- Dividends Paid Quarterly
and At Maturity
| Certificate Type |
Minimum Deposit |
Savings Rate |
Savings APY* |
| 6-Month Term Share Certificate |
$1,000.00 |
2.62% |
2.65% |
| 1-Year Kids Club Term Share Certificate |
$100.00 |
2.62% |
2.65% |
|
1-Year Term Share Certificate |
$500.00 |
2.72% |
2.75% |
|
18-Month Term Share Certificate |
$500.00 |
2.87% |
2.90% |
| 2-Year Term Share Certificate |
$500.00 |
2.97% |
3.00% |
| 3-Year Term Share Certificate |
$500.00 |
3.06% |
3.10% |
| 5-Year Term Share Certificate |
$500.00 |
3.11% |
3.15% |
| Market Index Certificate |
$500.00 |
Per DJIA** |
Per DJIA** |
| 90-Day IRA Certficate2 |
$1,000.00 |
2.53% |
2.55% |
| 6-Month IRA Certficate2 |
$500.00 |
2.67% |
2.70% |
| 1-Year IRA Certficate2 |
$500.00 |
2.77% |
2.80% |
| 18-Month IRA Certificate2 |
$500.00 |
2.92% |
2.95% |
| 2-Year IRA Certificate2 |
$500.00 |
3.02% |
3.05% |
| 3-Year IRA Certificate2 |
$500.00 |
3.11% |
3.15% |
| 5-Year IRA Certificate2 |
$500.00 |
3.16% |
3.20% |
| 7-Year IRA Certificate2 |
$500.00 |
3.31% |
3.35% |
Rates listed are current at time of
page update and subject to change.
Confirmation of these rates and terms should be made through the credit union.
Early withdrawals are subject to an
early withdrawal penalty.
1
- Minimum Balances for IRAs are $10 for Coverdell
Education Savings Accounts and $250 for Traditional & Roth IRAs.
*APY=Annual Percentage Yield.
**Market
Index Certificate rates are based on the Dow Jones Industrial Average Composite Stock
price. The dividend rate is determined by taking a percentage of the difference between the
DJIA when the certificate is opened and the day it matures. |
